We offer cost-efficiency
- low connection and processing fees;
- members are granted access to all available PROSTIR technologies at once;
- no additional license or integration charges;
- fixed guarantee deposit regardless of the number of card transactions of the membert;
- no fees for failed or nonfinancial transactions;
- no currency risks for PROSTIR card issuer (settlement currency in Ukraine is hryvnia).
With PROSTIR: banks can cut costs on maintaining proprietary card business and thus provide low tariffs for the final consumer. This type of cost-cutting gains importance on the account of reducing interchange fees in Ukraine being an important income source for card issuers for developing its products and services.
Cutting-edge card technologies
- whole card payments infrastructure of Ukraine is connected to the system
- the system was developed based on the international card standards (ISO 8583, EMV) and operates 24/7
- integrated the EMV 3D Secure 2.2 security technology for online payments
- available contactless and virtual cards
- PROSTIR – UnionPay first Ukrainian co-badged card (can be used both in Ukraine and abroad in 178 countries)
PROSTIR keeps up the pace with major trends and innovations in the payments sector and introduces new technologies in order to provide users with state-of-the-art products.
Payment security
- PROSTIR cooperates with certified market participants holding respective licenses and permits of the NBU
- the system applies modern hardware-based encryption of payment card transactions (Hardware Security Module (HSM))
- all transactions are transmitted by secure communication channels (VPN)
- PROSTIR accounts for lower fraud rate, since the majority of fraudulent actions are committed in countries other than the country of card issue, and most PROSTIR cards are intended only to be used in Ukraine.
PROSTIR applies modern technologies and international standards of information security and guarantees safety of all transactions with PROSTIR cards and stable operation.